An all-inclusive label is useful only when the written quotation explains which costs and services it includes, the period covered and any exclusions. Do not infer a worker's duties, hours, visa arrangements, replacement benefit or refund terms from the label alone.
UAE law requires a recruitment agreement to state the services and financial obligations. The employment contract separately records the work, wage, rest, leave and other required employment terms. These documents answer different questions and should be consistent with the actual employment model. Federal Decree-Law 9/2022, Article 6 Federal Decree-Law 9/2022, Article 7
Ask for an inclusion schedule
Use the following as a quotation checklist, not as a statement that any particular INAYA package includes these items:
| Item | What the agreement should clarify |
|---|---|
| Worker wages | Who pays, the contractual wage and whether it forms part of the quoted service charge |
| Recruitment services | Whether a recruitment fee is payable and the service it buys |
| Government procedures | Which permit or residence steps are covered and who pays associated fees |
| Insurance and healthcare | Premium responsibility, coverage arrangements and treatment costs outside cover |
| Accommodation and transport | Where the worker lives and who organises travel |
| Leave and travel | Who meets applicable obligations and whether service coverage changes during absence |
| Termination and refunds | Which amounts may be refundable, the applicable model and written conditions |
| Tax and additional charges | Whether the quoted amount includes applicable tax and any separately authorised charges |
Avoid an agreement that uses a broad promise while leaving these financial responsibilities unresolved.
Legal duties are not automatically package benefits
An employer's legal obligations do not prove that an agency has absorbed every related cost into its advertised monthly price. The law addresses accommodation, work tools, healthcare, lawful wages and other responsibilities. The food and work-clothing requirement concerns full-time workers who are not under temporary employment, unless otherwise agreed. Federal Decree-Law 9/2022, Article 11
Valid health insurance is required for covered permit issuance and renewal under Ministerial Resolution 504 of 2026. The worker cannot be charged the subscription or renewal premium; medical co-payments under the policy are distinct. Whether the household pays a premium separately or through an agency service charge still needs to be established in the applicable agreement. Ministerial Resolution 504/2026, Articles 1–3, PDF pp. 1–2
Check what the service period means
A monthly service invoice is not necessarily a monthly employment contract. Likewise, a two-year employment contract does not establish that the household has bought two years of a particular subscription. Confirm the employment model, service start and end dates, renewal mechanism and what happens if either party ends the service. Federal Decree-Law 9/2022, Article 1 Federal Decree-Law 9/2022, Article 7
Do not assume that recruitment-fee refund rules govern every monthly payment. Cabinet Resolution 106 contains defined recruitment situations, exceptions and a specific calculation. A different service arrangement requires its own applicable legal and contractual analysis. Cabinet Resolution 106/2022, Article 6
Read a hypothetical comparison correctly
Hypothetical example: Quote A includes transport but charges a government procedure separately. Quote B includes that procedure but requires separate transport payment. Neither is automatically better because it uses “all-inclusive”; compare the written coverage for the same arrangement and period. Use the same comparison when checking your own written quotation.
INAYA prices and the next question
INAYA's package pricing starts from AED 1,500 per month for Essential and AED 2,500 per month for Signature. INAYA Black is Custom Quote. Request the duties, itemised costs and any replacement terms in writing.
Contact INAYA to confirm the working arrangement, duties, schedule and terms included in your selected package. Request the inclusion schedule with the quotation so the phrase “all-inclusive” has a precise meaning for your agreement.